2027 OPEN ENROLLMENT
November 9–23, 2026
Open Enrollment is Here! Here’s What You Need to Know.
Open Enrollment is your once-a-year opportunity to review your benefit options, enroll, and add or drop eligible dependents from coverage. It’s a great time to review your current coverage to ensure your benefits meet the needs of you and your family, as well as review and update your beneficiary information.
This is a passive enrollment for your 2027 benefits. You do not need to re-enroll unless you are electing and contributing to a Health Care Flexible Spending Account (FSA), a Dependent Care FSA, or a Health Savings Account (HSA). All these benefit options require you to take action and re-enroll in these accounts to have them for 2027.
For detailed information, refer to your 2027 Benefits Guide.
Enroll online or via the UKG app. You can use the UKG enrollment portal or the UKG app to help make enrolling in your 2027 benefits convenient.
- Online: Visit our benefits website at AWPBenefits.com and click on the Enroll button on the top navigation menu.
- UKG app: Download the UKG app via the Apple App Store or Google Play.
Important note: AWPBenefits.com will not reflect updated 2027 information until January 1, 2027. Refer to this webpage for information leading up to and during open enrollment as well as your 2027 Benefits Guide if you need information about your 2027 benefits before the end of the year.
What’s Changing in 2027?
Medical
UHC $3,500 High-Deductible Health Plan (HDHP) deductibles are increasing to align with IRS guidelines as follows:
- In-network individual deductible from $3,400 to $3,500
- In-network family deductible from $6,800 to $7,000
For a list of resources available to you, visit the medical page and look for the Resources > Helpful Documents textbox on the right side of the webpage.
New Medical ID Cards
UHC will issue new ID cards by January 1, 2027.
New Pharmacy Vendor
IMPORTANT: Your Prescription Drug coverage is changing for 2027. Your pharmacy benefits and prescriptions will now be managed directly through Optum Rx.
What You Need to Know
- Your prescription drug coverage will be administered by Optum Rx.
- You will receive a new ID card.
- Present your new ID card when filling prescriptions.
Need Assistance?
- Optum Rx Member Services: 800.765.6830
- Website: optumrx.com
Watch Your Mailbox
Be on the lookout for your new ID card and keep it handy for future pharmacy visits. If you have questions, contact Optum Rx Member Services.
Health Savings Account (HSA)
- Maximum contributions to the HSA are increasing to $4,500 for individuals and $9,000 for families.
- Note: You are eligible to open and contribute to an AWP Safety HSA if you are enrolled in the HDHP.
- Age 55+ or older: $1,000 catch-up contribution.
2027 Flexible Spending Accounts (FSAs)*
- Health Care FSA: For the tax year beginning Jan. 1, 2027, the projected IRS maximum amount is $3,500.
- Dependent Care FSA: For the 2027 tax year, the IRS maximum amount is $7,500 for married filing jointly, single, or head of household OR $3,750 if married and filing separately in 2027.
*Note: For the most up-to-date maximum amounts and additional IRS information regarding FSAs, please visit irs.gov.
New Vendor — Life, Accidental Death & Dismemberment, Disability, and Voluntary Benefits
Effective January 1, 2027, Prudential will be our Life, Accidental Death & Dismemberment (AD&D), Disability, and Voluntary Benefits vendor. This change will offer a better member experience along with the following updates:
- Team Member Voluntary Life Insurance coverage up to $200,000 with no health questions asked
- Spouse Voluntary Life Insurance coverage up to $30,000
- Enhanced Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance coverage at a lower cost
401(k) Contributions
- If you make $150,000+ in FICA wages in 2026, catch-up contributions in 2026 must be made to a Roth source.
- All 401(k) elections must be made with Principal. Visit principal.com/welcome.
- For additional information about our Retirement benefits, visit Retirement | AWP Benefits.
Health and Wellness
For 2027, we’re pleased to introduce Sword Health, which will replace Kaia Health effective January 1, 2027. Sword Health is provided at no cost for you and your dependent(s). Through Sword, you will have access to resources including:
- Thrive: Relieve back, joint, and muscle pain.
- Bloom: Alleviate women’s pelvic health.
- Move: Create lasting movement habits.
- Pulse: Support your heart health and weight goals.
- Mind: Improve your mental health.
Visit meet.swordhealth.com for more information and to get started.
Note: AWPbenefits.com will not reflect 2027 information until the end of the year.
Enrollment Instructions
- Review your current benefit elections in UKG and confirm that your personal information is accurate.
- Review the resources available to you on the benefits website, in your 2027 Benefits Guide, or through the Benefits Resource Center.
- As good practice, we recommend you review and update your beneficiaries.
- Do you want to make changes to your current coverage?
- If yes, now is the time to change your current coverage and enroll in benefits via the UKG Benefits Hub to ensure you have benefits that meet your needs and the needs of your family in 2027.
- If you don’t want to make changes to your current coverage, no need to re-enroll unless you are re-electing a Health Care FSA, Dependent Care FSA, or Health Savings Account (HSA) for 2027.
- Once you have completed your elections in UKG and clicked “Submit,” you can print and/or save your confirmation page for your records.