MEDICAL

AWP Safety partners with UnitedHealthcare to offer medical and prescription drug insurance.

Plan Highlights

You have the option of choosing one of 3 plans. Our plans offer coverage for most healthcare services. When you receive care in-network, you benefit from our negotiated discounts with UnitedHealthcare.

Similarities between the Three UnitedHealthcare Plans

  • Use the same network of providers
  • Cover in-network preventive care at 100%
  • Include prescription drug coverage

PPO $1,500 Plan

  • You’ll pay the most out of your paycheck
  • Has the lowest deductible of the three plans
  • Pay a copay for office visits as well as for most prescription drugs
  • Prescription drugs are not subject to a deductible

HDHP $3,200 Plan

  • The middle plan for per-paycheck costs and deductibles
  • Pay cost for most services such as office visits, until you meet your deductible
  • Pay copay for prescription drugs, subject to the deductible

HDHP $6,000 Plan

  • The lowest per-paycheck costs
  • The highest deductible
  • Pay the cost of services, including prescriptions, until you meet your deductible

Medical Plan Details

PP0 $1,500 HDHP $3,200 HDHP $6,000
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Calendar Year Deductible
Individual $1,500 $4,000 $3,200 $3,000 $6,000 $6,000
Family $4,500 $8,000 $6,400 $6,000 $12,000 $12,000
Out-of-Pocket Maximum (includes deductible)
Individual $5,000 $8,000 $7,050 $10,000 $7,050 $24,000
Family $10,000 $16,000 $14,100 $20,000 $14,100 $28,000
Physician Office Visits
Preventive Care Covered at 100% 40% coinsurance after deductible Covered at 100% 40% coinsurance after deductible Covered at 100% 40% coinsurance after deductible
Primary Care Visit $30 copay per visit 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Specialist Visit $50 copay per visit 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Telemedicine $50 copay per visit 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Urgent Care $100 copay per visit 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Hospital Services
Inpatient 20% coinsurance after deductible 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Outpatient 20% coinsurance after deductible 40% coinsurance after deductible 0% coinsurance after deductible 40% coinsurance after deductible 20% coinsurance after deductible 40% coinsurance after deductible
Emergency Room $300 copay per visit $300 copay per visit 0% coinsurance after deductible 0% coinsurance after deductible 20% coinsurance after deductible 20% coinsurance after deductible

PPO: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.

HDHP: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.