We partner with Lincoln to provide you the option to elect Accident, Critical Illness, and Hospital Indemnity Insurance. These plans provide an added layer of financial protection for you and your family by helping cover extra out-of-pocket expenses if you suffer a qualifying illness or accident

Accident Insurance

Accident insurance provides direct payments to you in the case of an off-the-job accident that results in:

  • Emergency care and/or follow-up care
  • Hospital admission
  • Hospital confinement
  • Accidental death

Critical Illness

Critical illness insurance provides direct payments to you if you are diagnosed with a covered critical illness such as:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • End stage renal failure

The Hospital Benefit Rider Plan

Provides direct payments if you are hospitalized. It includes separate amounts for events such as:

  • Hospital admission
  • Hospital confinement
  • Hospital intensive care

Wellness Benefit Payment for Critical Illness and Accident Insurance

If you are covered under the Critical Illness or Accident Insurance plan, the Wellness Benefit payment is available each year when you and your covered dependents complete a health screening test.

Health screening tests include:

  • Accident/fall prevention counseling (adult only)
  • Annual physical
  • Child immunizations (DTP, MMR, Rotavirus, Chickenpox, Meningitis)
  • Child sports/school physicals
  • Child concussion screening
  • Dental preventative exams
  • Depression screening
  • Eye exam
  • Hearing exam
  • Osteoporosis screening (adult only)
  • Substance abuse screening/counseling
  • Tetanus immunization