MEDICAL

AWP Safety partners with UnitedHealthcare to offer medical and prescription drug coverage.

Plan Highlights

You have the option of choosing one of three plans: the Surest PPO Plan (Surest Plan), the UHC $3,400 High Deductible Health Plan (HDHP) with Optional Health Savings Account (HSA) (HDHP $3,400 Plan), and the UHC PPO (PPO $1,500 Plan). Our plans offer coverage for most healthcare services. When you receive care in-network, you benefit from our negotiated discounts with UnitedHealthcare (UHC). If you live in California or Hawaii, you have the option to enroll in a Kaiser Permanente plan. If you are in Hawaii, you are not eligible for the UHC plans; rather, you are only eligible for the Hawaii Kaiser Plan.

Similarities between the Plans

  • Use the same network of providers — the UHC Choice Plus Network
  • Cover in-network preventive care at 100%
  • Include prescription drug coverage

Surest Plan

  • No deductibles or coinsurance
  • Copay prices based on service and provider selection
  • Transparent costs; upfront pricing (you know what you owe in advance)
  • More details on the Surest Plan Access code: AWP2025

HDHP $3,400 Plan

  • The middle plan for per-paycheck costs and deductibles
  • This option has a higher deductible, but lower premiums
  • Pay cost for most services such as office visits, until you meet your deductible
  • Pay copay for prescription drugs, subject to the deductible
  • The HDHP is paired with a tax-advantaged Health Savings Account (HSA) to help you pay out-of-pocket expenses

PPO $1,500 Plan

  • You’ll pay the most out of your paycheck
  • Has the lowest deductible of the three plans
  • Pay a copay for office visits as well as for most prescription drugs
  • Prescription drugs are not subject to a deductible
  • If you enroll in this option, you can enroll in a Health Care Flexible Spending Account (FSA)

UnitedHealthcare App

View a demo of the app here.

  • Find care and compare costs for providers and services near you
  • Check your plan balances, view your claims and access your health plan ID card
  • Schedule a virtual visit 24/7 – Connect with providers by phone or video to discuss common medical conditions and get prescriptions, if needed
  • View your Health Savings Account balance
  • Compare prescription costs and order refills
  • Access UHC programs

Resources

UHC Member Site

Visit myuhc.com to:

  • Search for in-network providers and pharmacies under the Choice Plus Network
  • See a list of covered medications under the Flex Base Formulary listing
  • View your temporary ID card or request a new one
  • Review claims information

Helpful Documents

Medical Plan Details

PP0 $1,500 HDHP $3,400 Surest
In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network
Calendar Year Deductible
Individual $1,500 $4,000 $3,400 $3,400 $0 $0
Family $4,500 $8,000 $6,800 $6,800 $0 $0
Out-of-Pocket Maximum (includes deductible)
Individual $5,000 $8,000 $7,050 $10,000 $8,000 $16,000
Family $10,000 $16,000 $14,100 $20,000 $16,000 $32,000
Physician Office Visits
Preventive Care Covered at 100% 40% coinsurance after deductible Covered at 100% 40% coinsurance after deductible Covered at 100% $215 copay
Primary Care Visit $30 copay per visit 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $50-$160 copay $215 copay
Specialist Visit $50 copay per visit 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $50-$160 copay $215 copay
Telemedicine $5 copay per visit 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $0% copay Not covered
Urgent Care $100 copay per visit 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $110 copay $200 copay
Hospital Services
Inpatient 20% coinsurance after deductible 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $80-$5,500 copay Up to $13,000 copay
Outpatient 20% coinsurance after deductible 40% coinsurance after deductible 10% coinsurance after deductible 40% coinsurance after deductible $80-$5,500 copay Up to $13,000 copay
Emergency Room $300 copay per visit $300 copay per visit 10% coinsurance after deductible 10% coinsurance after deductible $1,000 copay $1,000 copay

PPO: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.

HDHP: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.