MEDICAL

AWP Safety partners with UnitedHealthcare to offer medical and prescription drug coverage.

Plan Highlights

You have the option of choosing one of three plans: the Surest PPO Plan (Surest Plan), the UHC $3,400 High Deductible Health Plan (HDHP) with Optional Health Savings Account (HSA) (HDHP $3,400 Plan), and the UHC PPO (PPO $1,500 Plan). Our plans offer coverage for most healthcare services. When you receive care in-network, you benefit from our negotiated discounts with UnitedHealthcare (UHC). If you live in California or Hawaii, you have the option to enroll in a Kaiser Permanente plan. If you are in Hawaii, you are not eligible for the UHC plans; rather, you are only eligible for the Hawaii Kaiser Plan.

Similarities between the Plans

Use the same network of providers — the UHC Choice Plus Network
Cover in-network preventive care at 100%
Include prescription drug coverage

Surest Plan

No deductibles or coinsurance
Copay prices based on service and provider selection
Transparent costs; upfront pricing (you know what you owe in advance)
More details on the Surest Plan Access code: AWP2025

HDHP $3,400 Plan

The middle plan for per-paycheck costs and deductibles
This option has a higher deductible, but lower premiums
Pay cost for most services such as office visits, until you meet your deductible
Pay copay for prescription drugs, subject to the deductible
The HDHP is paired with a tax-advantaged Health Savings Account (HSA) to help you pay out-of-pocket expenses

PPO $1,500 Plan

You’ll pay the most out of your paycheck
Has the lowest deductible of the three plans
Pay a copay for office visits as well as for most prescription drugs
Prescription drugs are not subject to a deductible
If you enroll in this option, you can enroll in a Health Care Flexible Spending Account (FSA)

UnitedHealthcare App

View a demo of the app here.

Find care and compare costs for providers and services near you
Check your plan balances, view your claims and access your health plan ID card
Schedule a virtual visit 24/7 – Connect with providers by phone or video to discuss common medical conditions and get prescriptions, if needed
View your Health Savings Account balance
Compare prescription costs and order refills
Access UHC programs

Resources

UHC Member Site

Visit myuhc.com to:

Search for in-network providers and pharmacies under the Choice Plus Network
See a list of covered medications under the Flex Base Formulary listing
View your temporary ID card or request a new one
Review claims information

Helpful Documents

Medical Plan Details

	PP0 $1,500		HDHP $3,400		Surest
	In-Network	Out-of-Network	In-Network	Out-of-Network	In-Network	Out-of-Network
Calendar Year Deductible
Individual	$1,500	$4,000	$3,400	$3,400	$0	$0
Family	$4,500	$8,000	$6,800	$6,800	$0	$0
Out-of-Pocket Maximum (includes deductible)
Individual	$5,000	$8,000	$7,050	$10,000	$8,000	$16,000
Family	$10,000	$16,000	$14,100	$20,000	$16,000	$32,000
Physician Office Visits
Preventive Care	Covered at 100%	40% coinsurance after deductible	Covered at 100%	40% coinsurance after deductible	Covered at 100%	$215 copay
Primary Care Visit	$30 copay per visit	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$50-$160 copay	$215 copay
Specialist Visit	$50 copay per visit	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$50-$160 copay	$215 copay
Telemedicine	$5 copay per visit	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$0% copay	Not covered
Urgent Care	$100 copay per visit	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$110 copay	$200 copay
Hospital Services
Inpatient	20% coinsurance after deductible	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$80-$5,500 copay	Up to $13,000 copay
Outpatient	20% coinsurance after deductible	40% coinsurance after deductible	10% coinsurance after deductible	40% coinsurance after deductible	$80-$5,500 copay	Up to $13,000 copay
Emergency Room	$300 copay per visit	$300 copay per visit	10% coinsurance after deductible	10% coinsurance after deductible	$1,000 copay	$1,000 copay

PPO: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.

HDHP: The family deductible and out-of-pocket maximum are embedded meaning the cost shares of one family member will be applied to both the individual deductible and individual out-of-pocket maximum; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket maximum. No one member will pay more than the individual deductible and individual out-of-pocket maximum.