2026 OPEN ENROLLMENT
November 3–17, 2025
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Open Enrollment is Here! Here’s What You Need to Know.
Open Enrollment is your once-a-year opportunity to review your benefit options, enroll, and add/drop eligible dependents from coverage. It’s a great time to review your current coverage to ensure your benefits meet the needs of you and your family, as well as review and update your beneficiary information.
This is a passive enrollment for your 2026 benefits. You do not need to re-enroll unless you are electing and contributing to a Health Care Flexible Spending Account (FSA), a Dependent Care FSA, or a Health Savings Account (HSA). All these benefit options require you to take action and re-enroll for 2026.
For detailed information, refer to your 2026 Benefits Guide.
What’s Changing in 2026?
Enroll online or via the UKG app
This year, we’re pleased to give you one more tool to help make enrolling in your 2026 benefits even more convenient and that’s via the UKG app.
- Online: Visit our benefits website at awpbenefits.com and click on the Enroll button on the top navigation menu.
- UKG app: Download the UKG app via the App Store or Google Play.
Medical
UHC $3,300 High-Deductible Health Plan (HDHP) deductibles are increasing to align with IRS guidelines as follows:
- In-network individual deductible from $3,300 to $3,400
- In-network family deductible from $6,600 to $6,800
- Out-of-network individual deductible from $3,300 to $3,400
- Out-of-network family deductible from $6,600 to $6,800
For a list of resources available to you, visit the medical page and look for the Resources > Helpful Documents textbox on the right side of the webpage.
New Medical ID cards
- UHC will issue new ID cards by January 1, 2026.
Health Savings Account (HSA)
- Effective Jan. 1, 2026, our new HSA vendor will be Forma. Visit joinforma.com for more information.
- Maximum contributions to the HSA are increasing to $4,400 for individuals and $8,750 for families.
- Note: You are eligible to open and contribute to an AWP Safety HSA if you are enrolled in the HDHP.
- Age 55+ or older: $1,000 catch-up contribution.
2026 Flexible Spending Accounts (FSAs)
- Effective Jan. 1, 2026, our new FSA vendor will be Forma. Visit joinforma.com for more information.
- Health Care FSA: For the tax year beginning in 2026, the IRS maximum amount is $3,400.
- Dependent Care FSA: These maximums will increase to $7,500 for married filing jointly, single or head of household OR $3,750 if married and filing separately in 2026.
401(k) Contributions
- If you make $145,000+ in FICA wages in 2025, catch-up contributions in 2026 must be made to a Roth source.
Health and wellness
For 2026, we’re pleased to introduce Virta and Kaia Health.
- Virta offers an online, personalized nutrition program that helps you lose weight, lower blood sugar, and even reverse type 2 diabetes. The program is backed by doctors and trusted by thousands — no calorie counting, medications, or extra gym visits needed. Virta offers personalized health coaching, a connected weight scale and blood meter, exclusive nutrition resources and recipes, and access to dedicated medical guidance. Visit virtahealth.com for more information.
- Kaia Health (Kaia) provides therapy for back, neck, shoulder, knee, hip pain and more — all at no cost to you and your dependents. Through Kaia, you will have access to personalized therapy, a dedicated health coach, and an app that you can use anytime, anywhere with unlimited access for the entire year. Visit startkaia.com/now for more information and to get started.
Note: AWPbenefits.com will not reflect 2026 information until the end of the year.
Enrollment Instructions
- Review your current benefit elections in UKG and confirm that your personal information is accurate.
- Review the resources available to you on the benefits website, in your 2026 Benefits Guide, or through the Benefits Resource Center.
- As good practice, we recommend you review and update your beneficiaries.
- Do you want to make changes to your current coverage?
- If yes, now is the time to change your current coverage and enroll in benefits via UKG to ensure you have benefits that meet your needs and the needs of your family in 2026.
- If you don’t want to make changes to your current coverage, no need to re-enroll unless you are re-electing a Health Care FSA or Dependent Care FSA for 2026.
- Once you have completed your elections in UKG and clicked “Submit,” you can print and/or save your confirmation page for your records.